For many founders, raising outside capital feels like a milestone—proof that the business is “real” and ready to scale. But one of the most common (and costly) mistakes entrepreneurs make is asking investors before the business is truly ready. The better question isn’t: “Can I raise money?” It’s: “Is my business actually ready for investors?”
For founders preparing to raise a Series A, one question almost always comes up early in the process: “How much dilution is normal?” It’s a reasonable question—but it’s also one of the most misunderstood aspects of startup fundraising. At Wise Business Plans®, we’ve worked with founders, CFOs, and leadership teams across thousands of capital planning
If you plan on developing a luxury rental market in Miami, you must first understand that the luxury rental business in Miami does not fit into a single template. International demand, pricing by neighborhood, and different factors associated with each specific neighborhood affect how the premium rental market in Miami is shaped. 1. Understand the
For any business hoping to thrive long into the future, employees must be central to the strategy. When employees feel supported and valued, they’ll be happier in their roles. And they’ll be more productive and excited about opportunities for advancement. That’s why it can pay to invest in developing an employee recognition program. You don’t
Cloud spending can be one of the trickiest parts of a modern business plan. Costs shift quickly, usage patterns evolve, and small configuration choices can add up to big surprises on your bill. A smart cloud‑budgeting strategy helps teams stay confident, plan ahead, and avoid the stress of unexpected overages. This guide walks through practical
One of the most consequential decisions a founder or executive will ever make is how to fund growth. Not how much capital to raise—but what kind. Should you raise equity, giving up ownership in exchange for capital?Or should you raise debt, preserving ownership but committing to repayment? At Wise Business Plans®, this is one of
Whistleblower cases related to the Commodity Futures Trading Commission (CFTC) hold the potential for exposing financial misconduct that undermines market integrity. When dealing with such cases, it is crucial to seek expert legal assistance to ensure that the claim is filed correctly and stands up to scrutiny. An experienced attorney can provide a thorough understanding
Yes—and startups face even more scrutiny. While SBA loans are often associated with existing businesses, startups are eligible when: Owners have relevant experience Projections are conservative The plan clearly explains assumptions For startups, the business plan must: Justify every revenue assumption Address startup ramp-up risk Demonstrate repayment capacity even in downside scenarios Wise Business Plans®
Starting or growing a business requires more than a strong idea and a solid plan, because lenders want proof that you can manage money responsibly. Many entrepreneurs underestimate how damaging a single late payment can be, even when they believe their overall financial picture is healthy. This is why understanding how to fix late payments
New Year, same you? That’s 100% okay. The whole thing of making resolutions and reinventing yourself every January 1st has gone too far, and it’s almost toxic. Everyone is resetting this and that, becoming more productive overnight, and manifesting their best year ever. That’s all fine, but it can make you feel like you’re doing
When you assign some of your employees to drive, whether in company-owned vehicles or their own cars for work, you can face a web of legal and financial exposures while they’re engaged as such. These risks are quite real and backed by data, and understanding them can help you protect your business, your team, and
Introduction: What Makes Wise Business Plans Different? When your business plan could determine whether you get a loan, investor capital, or visa approval, you need more than a fill-in-the-blank template—you need a trusted, expert-built plan that works. For over a decade, Wise Business Plans has delivered 15,000+ professionally written, funding-ready business plans across 400+ industries.
