Top SBA Banks & Financial Institutions
SBA lenders provide financing under programs administered by theU.S. Small Business Administration. Depending on the program andborrower eligibility, SBA-backed financing may support businessacquisitions, working capital, equipment, expansion, commercialreal estate and other qualifying business purposes.
Newtek One
Newtek One is a national SBA lending provider offering financing solutions across diverse industries, including equipment, real estate and working capital.
Visit Newtek One →Live Oak Bank
Live Oak Bank specializes in SBA loans for niche industries and provides business financing through a digital lending platform.
Visit Live Oak Bank →Huntington National Bank
Huntington National Bank provides SBA financing, including SBA 7(a) and SBA Express lending options for qualifying small businesses.
Visit Huntington SBA Lending →Ready Capital
Ready Capital provides commercial financing for acquisitions, expansion, refinancing, commercial real estate and other business capital needs.
Visit Ready Capital →Celtic Bank
Celtic Bank provides SBA financing for qualifying businesses, including franchise, expansion and equipment financing.
Visit Celtic Bank →BayFirst National Bank
BayFirst National Bank provides SBA and small-business financing solutions, including financing for working capital and other qualifying needs.
Visit BayFirst →TD Bank
TD Bank provides SBA financing for qualifying businesses seeking working capital, equipment and commercial real estate financing.
U.S. Bank
U.S. Bank provides SBA and commercial financing solutions for new and established businesses.
JPMorgan Chase
JPMorgan Chase provides SBA and conventional business financing alongside commercial banking services.
Bank of America
Bank of America provides SBA financing and commercial banking solutions for qualifying small businesses.
Byline Bank
Byline Bank provides SBA financing with experience supporting franchises, acquisitions and other business financing needs.
Visit Byline Bank →First Internet Bank
First Internet Bank provides digital banking and SBA financing services to qualifying businesses nationwide.
Northeast Bank
Northeast Bank provides commercial and small-business financing for working capital, expansion and other qualifying capital needs.
Visit Northeast Bank →Cadence Bank
Cadence Bank provides SBA and commercial financing solutions to small and middle-market businesses.
Wells Fargo
Wells Fargo provides SBA financing, business lines of credit, term loans and other commercial banking products.
First Citizens Bank
First Citizens Bank provides SBA-backed and conventional financing, including equipment and commercial business lending.
Visit First Citizens Bank →SmartBiz
SmartBiz is a technology-enabled business financing platform designed to connect qualifying small businesses with lending options.
Visit SmartBiz →BlueVine
BlueVine provides digital financial services and flexible working-capital solutions for qualifying small businesses.
Visit BlueVine →Fundera by NerdWallet
Fundera is a business financing marketplace designed to help business owners compare potential lending and financing options.
Kabbage by American Express
Kabbage has provided digital access to business credit and working-capital solutions for qualifying businesses.
Visit Kabbage →Five Star Bank
Five Star Bank provides commercial and SBA-related financing services to businesses in its markets.
Visit Five Star Bank →OnDeck
OnDeck provides online business financing with streamlined applications for working capital and other qualifying business needs.
Visit OnDeck →Balboa Capital
Balboa Capital provides equipment financing and business financing solutions for companies across multiple industries.
Visit Balboa Capital →Guidant Financial
Guidant Financial provides business financing support, including SBA-related financing and retirement-based business funding solutions.
Visit Guidant Financial →Rapid Finance
Rapid Finance provides alternative business financing and working-capital solutions to qualifying companies.
Visit Rapid Finance →Golub Capital
Golub Capital is an investment and lending firm focused primarily on financing middle-market companies.
Visit Golub Capital →Lendio
Lendio is a business financing marketplace connecting small-business owners with multiple potential financing providers.
Visit Lendio →Credibly
Credibly provides working-capital and business financing solutions for qualifying small businesses.
Visit Credibly →Funding Circle
Funding Circle provides business financing solutions for qualifying small businesses seeking growth and working capital.
National Business Capital
National Business Capital is a financing marketplace connecting businesses with a range of potential lending products.
Visit National Business Capital →Rockefeller Capital Management
Rockefeller Capital Management provides wealth management, investment and advisory services to private and institutional clients.
Harvest Small Business Finance
Harvest Small Business Finance provides SBA financing with a focus on commercial real estate and long-term business capital.
Visit Harvest →Stearns Bank
Stearns Bank provides SBA and commercial lending solutions for businesses across a range of industries.
Visit Stearns Bank →Fountainhead Commercial Capital
Fountainhead is a non-bank commercial lender focused on SBA and commercial real estate financing.
Visit Fountainhead →Liberty SBF
Liberty SBF provides SBA and commercial real estate financing for qualifying small businesses.
Visit Liberty SBF →BHG Financial
BHG Financial provides financing solutions to professionals and businesses, including borrowers in healthcare-related industries.
Visit BHG Financial →East West Bank
East West Bank provides SBA and commercial financing and serves businesses with domestic and international banking needs.
Visit East West Bank →Umpqua Bank
Umpqua Bank provides SBA and business banking products with relationship-based support for entrepreneurs and established businesses.
Visit Umpqua Bank →BankUnited
BankUnited provides SBA and commercial banking solutions to qualifying small and middle-market businesses.
Visit BankUnited →Seacoast Bank
Seacoast Bank provides commercial banking, SBA-related lending and financial services to businesses in its markets.
Visit Seacoast Bank →Northwest Bank
Northwest Bank provides small-business and commercial financing services across its regional markets.
Visit Northwest Bank →Customers Bank
Customers Bank provides commercial banking and financing solutions through a technology-focused banking platform.
Visit Customers Bank →Zions Bank
Zions Bank provides SBA and commercial financing to qualifying small and growing businesses.
Visit Zions Bank →Sunflower Bank
Sunflower Bank provides SBA and commercial lending solutions in several western and midwestern U.S. markets.
Visit Sunflower Bank →Peoples Bank (MS)
Peoples Bank serves Mississippi businesses and communities with commercial and small-business financial services.
D.L. Evans Bank
D.L. Evans Bank provides commercial and SBA-related financing services to businesses in its regional markets.
Visit D.L. Evans Bank →Hanmi Bank
Hanmi Bank provides SBA, commercial real estate and other business financing solutions.
Visit Hanmi Bank →KeyBank
KeyBank provides SBA and conventional business financing through a broad commercial banking platform.
Visit KeyBank →PNC Bank
PNC provides SBA financing, equipment financing and broader commercial banking services.
Visit PNC Bank →Regions Bank
Regions Bank provides SBA, term-loan, line-of-credit and other commercial banking solutions.
Visit Regions Bank →Comerica Bank
Comerica provides commercial financing for working capital, real estate, equipment and other qualifying business needs.
Visit Comerica →Fifth Third Bank
Fifth Third Bank provides SBA and conventional commercial financing to qualifying businesses.
Visit Fifth Third Bank →BMO
BMO provides commercial banking and business financing for expansion, acquisitions and other qualifying purposes.
Visit BMO →Arvest Bank
Arvest Bank provides commercial banking and SBA-related financing to businesses in its regional markets.
Visit Arvest Bank →Centennial Bank
Centennial Bank provides commercial and SBA-related financing to qualifying small businesses.
Visit Centennial Bank →Simmons Bank
Simmons Bank provides SBA and commercial financing solutions for qualifying small businesses.
Visit Simmons Bank →M&T Bank
M&T Bank provides SBA and commercial financing across its regional banking markets.
Webster Bank
Webster Bank provides commercial banking and business financing solutions to qualifying companies.
Eastern Bank
Eastern Bank provides commercial banking and small-business financing services.
Busey Bank
Busey Bank provides commercial and SBA-related lending with relationship-based business banking support.
Visit Busey Bank →Old National Bank
Old National Bank provides commercial banking and financing services to small and middle-market businesses.
Visit Old National Bank →Preparing for an SBA Loan?
Finding an SBA lender is only part of the process. Wise Business Planscan help prepare your lender-ready business plan, financial projections,market research and supporting funding materials.
Get SBA Loan Ready →SBA-Backed Microlenders
SBA microloan programs can help startups, entrepreneurs and smallbusinesses access smaller amounts of capital through participatingintermediaries and community-based lenders.
Accion U.S. Network
Accion’s U.S. network supports entrepreneurs through small-business financing, credit-building resources and business coaching.
LiftFund
LiftFund is a nonprofit small-business lender providing financing and business support to entrepreneurs.
Visit LiftFund →Ascendus
Ascendus provides small-business financing and support to entrepreneurs, including early-stage and underserved businesses.
Visit Ascendus →Justine Petersen
Justine Petersen supports entrepreneurs through small-business lending, credit building and financial education.
Visit Justine Petersen →SBA Microloan Program
The SBA Microloan Program works through approved intermediary lenders to provide eligible businesses with smaller business loans.
Community & CDFI Microlenders
Community development lenders and nonprofit microlenders can providecapital, technical assistance and business-development resources toentrepreneurs who may be underserved by conventional financialinstitutions.
Grameen America
Grameen America provides financial services and capital to women entrepreneurs in underserved communities.
Visit Grameen America →Accessity
Accessity provides small-business financing and support to diverse entrepreneurs, including immigrants and veterans.
Visit Accessity →Accompany Capital
Accompany Capital supports immigrant, refugee and underserved entrepreneurs with business financing and technical assistance.
Visit Accompany Capital →Adirondack Economic Development Corp.
Provides business financing, entrepreneurial training and technical assistance to businesses in its regional market.
Visit AEDC →Arcata Economic Development Corp.
Provides business financing and development support to entrepreneurs and businesses in Northern California.
Visit Arcata EDC →Androscoggin Valley COG
Supports economic development and small businesses in Maine through financing and technical assistance.
Visit AVCOG →Online & Fintech Small-Business Lenders
Online and fintech financing platforms may provide digitalapplications, streamlined underwriting and alternative working-capitaloptions. Products and qualification requirements vary by provider.
Kiva U.S.
Kiva operates a crowdfunded lending platform designed to expand access to capital for entrepreneurs.
Visit Kiva →LendThrive
LendThrive provides online financing products for qualifying small businesses through a digital application process.
Visit LendThrive →BlueVine
BlueVine provides digital financial services and flexible working-capital products to qualifying businesses.
Visit BlueVine →Funding Circle
Funding Circle provides financing solutions for qualifying small businesses seeking growth and working capital.
Specialized & Global Microlenders
USDA Farm Service Agency Microloans
USDA Farm Service Agency microloan programs are designed to support eligible agricultural producers and farm operations.
Accion Opportunity Fund
Accion Opportunity Fund supports diverse small-business owners through financing, coaching and business resources.
Visit Accion Opportunity Fund →Grameen Bank
Grameen Bank is an international microfinance institution known for providing small-scale financing to entrepreneurs.
Visit Grameen Bank →Zidisha
Zidisha connects entrepreneurs in developing markets directly with individual lenders through an online platform.
Visit Zidisha →Equipment Financing Companies for Small Businesses
Equipment financing can help businesses acquire vehicles, machinery,technology, medical equipment and other commercial assets whilepreserving working capital.
Crest Capital
Crest Capital provides equipment financing for businesses purchasing vehicles, machinery, technology and other commercial assets.
Visit Crest Capital →Balboa Capital
Balboa Capital provides equipment financing and leasing options for qualifying businesses.
Visit Balboa Capital →OnDeck
OnDeck provides business financing that qualifying companies may use for operational and equipment-related capital needs.
Visit OnDeck →U.S. Bank Equipment Finance
U.S. Bank provides equipment financing solutions for qualifying commercial borrowers.
Bank of America Equipment Financing
Bank of America provides commercial equipment financing to qualifying business customers.
American Express Business Financing
American Express provides business financing products that may help eligible companies manage capital needs.
Midlands Equipment Finance
Midlands provides commercial equipment financing across multiple industries and asset classes.
GreatAmerica Financial Services
GreatAmerica provides equipment and technology financing programs through vendors and commercial partners.
Visit GreatAmerica →Siemens Financial Services
Siemens Financial Services supports asset and equipment financing across industrial, healthcare, energy and technology markets.
Visit Siemens →Top Venture Capital Firms
Venture capital generally targets businesses with significant growthpotential, scalable business models and the opportunity to generatesubstantial investor returns. Investment criteria vary widely by firm,industry, stage and geography.
Sequoia Capital
Global venture capital firm investing in technology and high-growth companies across multiple stages.
Visit Sequoia Capital →Andreessen Horowitz (a16z)
Venture capital firm investing across software, AI, fintech, healthcare, consumer technology and other growth sectors.
Visit a16z →Accel
Global venture capital firm focused on early and growth-stage technology companies.
Visit Accel →Kleiner Perkins
Venture capital firm investing in technology, healthcare and innovation-driven businesses.
Visit Kleiner Perkins →Bessemer Venture Partners
Multi-stage venture capital firm investing across enterprise, consumer, healthcare and technology markets.
Visit Bessemer →New Enterprise Associates (NEA)
Large venture capital firm investing across technology, healthcare and multiple stages of company development.
Visit NEA →Lightspeed Venture Partners
Global venture capital firm investing in enterprise, consumer, fintech and healthcare companies.
Visit Lightspeed →Khosla Ventures
Venture capital firm investing in AI, healthcare, sustainability and other innovation-driven sectors.
Visit Khosla Ventures →Tiger Global Management
Investment firm active in technology, software, internet and growth-stage companies globally.
Visit Tiger Global →General Catalyst
Venture capital firm investing in technology, healthcare, fintech and growth-oriented companies.
Visit General Catalyst →Benchmark
Early-stage venture capital firm known for investing in technology companies and scalable digital platforms.
Visit Benchmark →Founders Fund
Venture capital firm investing in technology businesses across early and growth stages.
Visit Founders Fund →Sapphire Ventures
Investment firm focused primarily on growth-stage enterprise technology companies.
Visit Sapphire Ventures →Battery Ventures
Global investment firm investing across software, industrial technology and technology-enabled services.
Visit Battery Ventures →CRV
Early-stage venture capital firm investing in consumer and enterprise technology businesses.
Visit CRV →TCV
Growth-focused investment firm backing technology companies and scalable digital businesses.
Visit TCV →Qiming Venture Partners
Venture capital organization investing in technology and healthcare businesses.
Visit Qiming →ARCH Venture Partners
Venture capital firm focused on science, biotechnology, healthcare and advanced technology.
Visit ARCH Venture Partners →Index Ventures
Global venture capital firm investing in technology companies from early through growth stages.
Visit Index Ventures →Greylock Partners
Venture capital firm investing in enterprise and consumer technology companies.
Visit Greylock →Insight Partners
Global investment firm focused on software, internet and technology-enabled businesses.
Visit Insight Partners →Menlo Ventures
Venture capital firm investing in enterprise, consumer, fintech and emerging technologies.
Visit Menlo Ventures →SoftBank Vision Fund
Global technology investment fund focused on high-growth technology businesses.
Visit Vision Fund →SOSV
Global venture firm and accelerator investor focused on deep technology, biotech, climate and hardware companies.
Visit SOSV →Techstars
Global startup accelerator and investor providing capital, mentorship and entrepreneurial support.
Visit Techstars →500 Global
Global venture capital firm investing in early-stage companies across numerous markets and industries.
Visit 500 Global →Alumni Ventures
Venture investment organization providing diversified access to private-company investments.
Antler
Global early-stage investor supporting founders from company formation through initial growth.
Visit Antler →FJ Labs
Venture capital firm with experience investing in marketplaces, fintech and digital businesses.
Visit FJ Labs →RRE Ventures
New York-based venture capital firm investing in technology-driven companies.
Visit RRE Ventures →Union Square Ventures
Venture capital firm focused on technology, networks, platforms and scalable digital businesses.
Visit Union Square Ventures →GV
Alphabet-backed venture capital firm investing across technology, life sciences and other innovative sectors.
Visit GV →Felicis
Venture capital firm investing in early-stage technology businesses across multiple sectors.
Visit Felicis →Initialized Capital
Early-stage venture capital firm focused on founder-led technology companies.
Visit Initialized →DCVC
Deep-technology venture capital firm investing in science, computing and technology-driven businesses.
Visit DCVC →Balderton Capital
European venture capital firm investing primarily in technology businesses.
Visit Balderton →Lux Capital
Venture capital firm investing in science and deep-technology companies.
Visit Lux Capital →First Round Capital
Seed-stage venture capital firm providing early financing and operational support to startups.
Visit First Round →Foundry Group
Investment firm known for backing technology companies and startup ecosystems.
Visit Foundry Group →NextView Ventures
Seed-stage venture capital firm investing in technology businesses serving consumers and businesses.
Visit NextView →Wing Venture Capital
Early-stage venture capital firm focused on enterprise technology and B2B businesses.
Visit Wing →Version One Ventures
Early-stage investor focused on software, marketplaces and emerging digital business models.
Visit Version One →Redpoint Ventures
Venture capital firm investing across enterprise and consumer technology.
Visit Redpoint →Upfront Ventures
Los Angeles-based venture capital firm investing in early-stage technology businesses.
Visit Upfront Ventures →Canvas Ventures
Early-stage venture capital firm investing in technology-driven companies.
Visit Canvas Ventures →Y Combinator
Startup accelerator and early-stage investor providing seed funding, mentorship and access to a broad founder network.
Visit Y Combinator →Planning to Raise Investor Capital?
Wise Business Plans can help prepare your investor business plan,financial model, market analysis, pitch deck and supportingcapital-raising materials.
Prepare for Investors →U.S.-Based Crowdlending & Marketplace Platforms
Crowdlending and marketplace financing models connect borrowers orbusinesses with capital through online platforms. Structures vary andmay include business lending, consumer lending, community financingor investment-based funding.
Funding Circle
Funding Circle provides online financing solutions for qualifying small businesses.
LendingClub
LendingClub operates a digital financial services and lending platform.
StreetShares
StreetShares has historically focused on small-business and veteran-related financing solutions.
Visit StreetShares →Kiva U.S.
Kiva operates a crowdfunded lending platform designed to expand access to capital for entrepreneurs.
Visit Kiva →Mainvest
Mainvest has operated as an investment platform focused on community and small-business fundraising.
Visit Mainvest →International Peer-to-Peer & Crowdlending Platforms
International peer-to-peer and crowdlending platforms connectborrowers, businesses, projects or loan originators with individualand institutional investors. Availability and regulatory requirementsvary by country and platform.
Zopa
Zopa is a United Kingdom financial services company that originated as one of the early peer-to-peer lending platforms.
Visit Zopa →Mintos
Mintos is a European investment marketplace providing access to loan-based and other investment opportunities.
Visit Mintos →Bondora
Bondora is a European financial technology company operating in consumer credit and investment markets.
Visit Bondora →Lendahand
Lendahand is an impact-focused investment platform connecting investors with businesses and projects in developing markets.
Visit Lendahand →Trine
Trine is an impact investment platform focused on financing solar-energy and clean-energy projects.
Visit Trine →Alternative Lending & Equity Funding Platforms
Alternative funding platforms can provide access to capital outsidetraditional bank lending. Depending on the provider, the product mayinvolve consumer credit, marketplace lending, equity crowdfunding orprivate investment.
Upstart
Upstart is a technology-enabled lending platform using automated underwriting technology and lending partnerships to provide consumer credit products.
Visit Upstart →Prosper
Prosper is an online consumer lending marketplace providing access to personal financing products.
Visit Prosper →SeedInvest
SeedInvest has operated as an equity crowdfunding platform connecting eligible startups seeking capital with investors.
StartEngine
StartEngine is an equity crowdfunding platform allowing eligible companies to raise investment capital from participating investors.
Visit StartEngine →Republic
Republic is a private investment platform providing access to startup and other alternative investment opportunities.
Finding Capital Is Only the First Step
The right funding source depends on your business model, stage,capital requirements, financial performance, use of funds andlong-term objectives.
Wise Business Plans helps entrepreneurs and established companiesprepare the strategy, business planning and financial materialsneeded to pursue financing and investment opportunities.
SBA & Bank Business Plans
Professional business plans structured to support bank and SBA financing applications.
Investor Business Plans
Investor-focused plans designed to communicate the opportunity, strategy, market and financial model.
Financial Forecasting
Detailed financial projections and modeling to support financing, investment and strategic planning.
Pitch Decks
Professionally structured investor presentations designed to communicate the investment opportunity clearly.
Feasibility Studies
Market, financial and operational analysis for larger or more complex projects.
Capital Advisory
Strategic support for companies evaluating capital needs, financing alternatives and investor readiness.
Not Sure Which Funding Path Fits Your Business?
Wise can help you evaluate your funding objective, prepare thebusiness case and build the financial and strategic materials neededto approach lenders or investors.
Get a Quote Today →