Fractional CFO Services by Wise Business Plans
Strategic Financial Leadership Without the Full-Time Cost
At Wise Business Plans, we understand that many growing companies need the expertise of a Chief Financial Officer but aren’t ready to commit to the expense of a full-time executive. Our Fractional CFO services provide you with senior-level financial guidance—tailored to your business—at a fraction of the cost. Whether you’re preparing for investors, scaling operations, or navigating complex financial decisions, our team of U.S.-based MBA professionals and analysts delivers the insight you need to grow with confidence.
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What Is a Fractional CFO?
A Fractional CFO is an experienced finance leader who works with your company on a part-time, project-based, or retainer basis. Instead of carrying the overhead of a full-time CFO, you gain access to high-level expertise precisely when you need it.
Our Fractional CFOs help businesses:
- Develop financial strategies aligned with growth goals
- Oversee cash flow, budgets, and forecasting
- Improve financial reporting and investor readiness
- Guide capital raises, SBA loans, and funding initiatives
- Provide board-level financial insight without the full-time commitment
Fractional CFO Services We Offer
- Financial Planning & Forecasting: Multi-year financial models, cash flow analysis, and growth projections.
- Capital Raising Support: Investor presentations, SBA loan financials, and due diligence preparation.
- Profitability Analysis: Identifying revenue drivers, reducing costs, and improving margins.
- KPI & Dashboard Reporting: Monthly or quarterly executive reports with clear, actionable insights.
- M&A & Exit Strategy Guidance: Preparing your business for acquisition, merger, or sale.
- Compliance & Risk Management: Ensuring alignment with financial regulations and industry standards.
Why Choose Wise Business Plans for Fractional CFO Services?
Proven Expertise
With over 15,000 business plans completed and more than $2 billion raised in funding, Wise Business Plans has guided entrepreneurs, startups, and established businesses through every stage of growth.
Industry Versatility
We work across 400+ industries, from tech startups and healthcare practices to franchises, manufacturing, and real estate ventures.
Investor & Lender Ready
Our financial strategies are designed with SBA lenders, investors, and immigration officials in mind. We know what decision-makers look for—and we position your business to succeed.
Scalable & Flexible Engagement
Whether you need short-term financial cleanup, long-term growth strategies, or guidance during a funding round, our fractional CFO services scale with your business needs.
Our Partners
Who Benefits from Fractional CFO Services?
Fractional CFO support is ideal for:
- Startups seeking investor funding or venture capital.
- Small to mid-sized businesses preparing for rapid growth.
- Franchise owners managing multi-unit expansion.
- Nonprofits applying for grants and maintaining transparency.
- Companies in transition, such as mergers, acquisitions, or leadership shifts.
FAQs
A Fractional CFO (or part-time CFO) provides high-level financial leadership without the full cost of an in-house executive. For small to medium businesses, startups, or growing firms, Wise Business Plans offers Fractional CFO services to:
- Develop financial strategy and forecasting
- Oversee cash flow, budgets, and financial controls
- Support capital raises, M&A, or investor reporting
- Guide pricing, margin expansion, and operational efficiency
This gives companies the strategic edge and financial oversight of a CFO without a full-time salary burden.
Wise Business Plans’ Fractional CFO services typically include:
- Monthly financial reviews and P&L/Balance Sheet analysis
- Cash flow forecasting and working capital planning
- Budgeting and variance reporting
- KPI dashboards and business health metrics
- Capital-raising support, including investor decks and financial models
- M&A evaluation and due diligence financials
- Strategic financial guidance tied to growth goals
Each engagement is tailored to your company’s size, maturity stage, and goals to deliver real, actionable insight — not just reports.
Hiring a full-time CFO is expensive — base salary, benefits, bonuses, and overhead often exceed $200,000+ per year for mid-market firms. In contrast, Wise’s Fractional CFO model offers:
- Lower fixed cost, as you pay only for the fraction of time required
- Scalable engagement — increase or decrease services as your needs evolve
- High-level expertise without long-term commitment
- ROI-driven outcomes — better decision-making, improved margins, and capital efficiency
This model is ideal for firms not yet ready for a full-time CFO but wanting strategic financial leadership.
Results can begin within the first 30–90 days, depending on your initial state. Early wins often include:
- Improved cash flow forecast visibility and control
- Cleaned-up financial reporting and variance analysis
- Actionable cost-saving or pricing adjustments
- Capital raise readiness or refined growth strategy
Over the medium term, you’ll also see stronger financial discipline, clearer metrics, and more confident decision-making.
Wise’s Tractional CFO model serves businesses including:
- High-growth startups or scale-ups needing strategic finance support
- Service-based firms (professional services, consulting, agencies) with evolving cash flow patterns
- Companies preparing for fundraising, M&A, or exit planning
- Businesses without internal financial leadership but with revenue and complexity beyond founder-level control
In every case, the Fractional CFO fills the strategic gap between finance execution and long-term financial leadership.
Partner With Wise Business Plans
Choosing Wise means gaining more than a service provider—you gain a strategic partner invested in your growth. Our fractional CFO services integrate seamlessly with your business planning, helping you secure funding, scale effectively, and achieve sustainable profitability.
Contact us today to schedule a consultation and discover how a Fractional CFO from Wise Business Plans can transform your business.
