A Bank Business Plan includes every piece of the planning puzzle that a bank loan officer would need to see before signing off on the funding. This plan focuses on professionally developed financials intended to show the ability to successfully pay back a bank loan, while emphasizes the experience of company leadership. Bank business plans utilize an easy-to-follow, to-the-point overview of the companies expected product of services offerings. Because banks may see many business plans in a day, these plans prioritize easy reading, clear financials, and the strengths of your company. Below are the things you need to know about a Bank Business Plan.

Bank Business Plan is Ideal For

  • SBA loan, bank loan, term loan, business line of credit or debt financing
  • Well-organized start-ups looking for start-up business loans to secure safe and traditional funding
  • Expanding businesses with an established banking relationship
  • Established business owners looking to fund a new venture

 Essential Considerations of a Bank Business Plan

Bank business plans are the most traditional form of business planning and because of this, bank loan officers are familiar with what should and should not be in a plan. They expect to find clear financials, plus smart information on leadership, concept, and target market, without having to search for it. These plans are formulated to get your message across quickly, impressing experienced loan officers with a professional plan that includes everything they look for.

Bottom Line

A banking business plan is a classic, solid plan that is an excellent starting point for any company. The plan information and research will address the banker’s requests and will be a valuable resource for you as you move forward with the building of your business.

A Wise custom-crafted Bank Business Plan is tailor-made to get the important information across quickly without leaving out key details. The private banking business plan is the perfect all-around plan for almost any business, but it is tailored specifically for those looking to obtain traditional funding.

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SBA Bank Business Plans

The Small Business Administration (SBA) describes an SBA business plan as a living document that serves as an “essential roadmap to success.” At Wise, we believe that to be true, and we’ve seen, over and over, the difference a well-crafted SBA business plan can make. Writing and designing an SBA bank business plan to help our clients secure bank funding – arguably one of the hardest parts of being a business owner – is something we’re committed to doing well.

Programs from the SBA provide funding of up to $2 million, and each Wise Business Bank-Compliant Business Plan meets and exceeds bank and SBA requirements and guidelines.

Bank Loan Business Programs

The SBA offers a variety of programs to small business owners: The SBA 7 a Loan Program, export loans, rural business loans, Community Advantage loans, the Express and Pilot programs, microloans, and the CDC 504 Loan Program. These bank loan plans are designed to assist small businesses with gathering working capital; buying land or a building; paying for repairs, new construction or expansion; and purchasing supplies, equipment, fixtures, machinery, furniture, or materials. The programs can also assist those looking to purchase an existing business.

But no matter which loan program or bank a client chooses, a well-written SBA business plan is a requirement. The SBA requires a business plan that includes certain key features to be submitted along with the application for its programs. A strong carefully thought-out Bank business plan that showcases your commitment to your concept and demonstrates your willingness to put in the time and effort needed to provide your business with a firm foundation.

From compelling, in-depth market research to detailed financials, a Wise Business Bank Business Plan includes everything necessary to support your bid for bank funding.

The Bank Business Plan is about 25-30 pages in length, including color charts and graphs, and consists of the following components:

Plan Overview

  • Executive Summary
  • Financial objectives
  • Repayment of debt.
  • Startup or expansion summary
  • Products or Services

Market Analysis

  • Market Size
  • Market segmentation
  • Location
  • Targeted demographics
  • Market needs

Operations Analysis

  • Management
  • Keys to success
  • SWOT analysis
  • Barriers to entry
  • Milestones

Marketing Information

  • Marketing objectives
  • Marketing strategy
  • Competitive analysis
  • Competitive advantages

Complete Financials

5 year proforma financial projection include:
  • Personnel forecast
  • Revenue forecast
  • Break-even analysis
  • Income statement
  • Cash flow statement
  • Balance sheet
  • Sensitivity analysis
  • Financial indicators
  • Financial assumptions
Powerpoint Presentation

Every plan includes our suite of professional services:

You’ll receive a document written in Microsoft Word, financials custom-built in Microsoft Excel, and a finished
the plan laid out in professional graphic programs by skilled designers.

PowerPoint Presentation (Optional):

A Wise Business PowerPoint Presentation helps direct
investor attention to the points you most want to emphasize while offering an outline to streamline your
presentation to potential funding sources. Each concise, visually appealing business plan presentation for
investors are carefully written and designed to perfectly support your investor business plan.

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