Writing Professional Business Plans for SBA/Bank Financing

Wise Business Plans helped our customers secure $1BN+ in funding
Writing Professional Business Plans for SBA/Bank Financing
SBA Business Plan
Bank business plans
Bank Business Plan

What Is a Bank Business Plan?

A Bank Ready Business Plan includes every piece of the planning puzzle that a bank loan officer would need to see before signing off on the funding. This startup business plan for bank loans focuses on professionally developed financials intended to show the ability to successfully pay back a bank loan, while emphasizes the experience of company leadership.

Bank business plans utilize an easy-to-follow, to-the-point overview of the companies expected product of services offerings. Because banks may see many business plans in a day, these bank ready business plans prioritize easy reading, clear financials, and the strengths of your company. 

Who Needs a SBA/bank business plan?

  • SBA loan program, bank loan, term loan, business line of credit, or debt financing
  • Well-organized start-ups looking for start-up business loans to secure safe and traditional funding
  • Expanding businesses with an established banking relationship
  • Established business owners looking to fund a new venture

Why do You Need an SBA/Bank Business Plan?

Bank Loan businesses are the most traditional form of business planning and because of this, bank loan officers are familiar with what should and should not be in a bank business plan of SBA loan programs.

They expect to find clear financials, plus smart information on leadership, concept, and target market, without having to search for it.

A Wise custom-crafted Bank Ready Business Plan is tailor-made to get the important information across quickly, impressing experienced loan officers with a professional bank business plan that includes everything they look for.

Banking business plans are classics, solid plans that are an excellent starting point for any company description. The plan information and research will address the banker’s requests and will be a valuable resource for you as you move forward with the building of your business idea.

What Prevents You From Obtaining a Small Business Loan?

The 8 factors that prevent you from obtaining a small business loan

How Wise Business Plans Can Help You?

Whether you need to build your credit history, increase cash flow, need expert advice or help with writing your bank business plan, wise business plans have covered you! Get started with Wise Business Plans now!

What Our Customers Have to Say

Danyell Marie
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I cannot express the gratitude I have for Joe and the team. The follow up, proficiency & customer service is exceptional. My lender was also impressed with the details & graphics of my business plan.
Rachael Stanton
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Joe & Eric are very knowledgeable, easy to work with, and have an extremely fast response time. They are willing to go the extra mile in both customer service and researching for your business plan. I highly recommend them to anyone who needs a business plan, the end result is worth the money!
Lisa Hjulberg
Thoroughly and professionally done!
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I was very impressed with Eric, who patiently answered my questions and helped me understand the plan. And the graphic design on my final plan is wonderful! It's been a great experience. Highly recommend.
Mike Crow
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I’m getting super great feedback on my business plan ! I’m very excited and extremely grateful for everything you guys have done for me.

The Bank Business Plan is about 25-30 pages in length, including color charts and graphs, and consists of the following components:

  1. H7 Column

    Plan Overview

  2. H7 Column

    Market Analysis

    • Market Size
    • Market segmentation
    • Location
    • Targeted demographics
    • Market needs
  3. H7 Column

    Marketing Information

    • Marketing objectives
    • Marketing strategy
    • Competitive analysis
    • Competitive advantages
  4. H7 Column

    Operations Analysis

    • Management
    • Keys to success
    • SWOT analysis
    • Barriers to entry
    • Milestones
  5. H7 Column

    Complete Financials

    5 year proforma financial projection include
    • Personnel forecast
    • Revenue forecast
    • Break-even analysis
    • Income statement
    • Cash flow statement
    • Balance sheet
    • Sensitivity analysis
    • Financial indicators
    • Financial assumptions

Hire the Professional SBA Business Plan Writers

Your Professional SBA business plan writers design a plan that meets all the SBA requirements to ensure your loan is approved. In addition to demonstrating that your management team is qualified to succeed in your industry, you will also have a compelling financial case in that you are able to repay your loan with healthy profits left over.

Our experts have worked with the SBA and small business development centers for more than 15 years, so you never have to worry about understanding all requirements for SBA loans or grants.”

Programs the SBA loan programs provide funding of up to $2 million, and each Wise Business SBA Loan Business Plan meets and exceeds bank and SBA requirements, business plan for SBA loan and guidelines.

While we cannot guarantee your loan will be approved, we can bet it will never be rejected based on our well-developed SBA loan business plan. Get started today to find out how Wise Business Plans can help you create a bank business plan that complies with SBA guidelines.

Safety First

Take precautions against predatory lenders by looking for warning signs.

  • Lenders sometimes impose unfair and abusive terms on borrowers by deception and coercion.
  • Watch out for interest rates that are significantly higher than competitors’ rates, or fees that are over five percent of the loan value.
  • Ensure the lender discloses the annual percentage rate and full payment schedule.
  • Lenders should never ask you to leave blank signature boxes or lie on paperwork.
  • Don’t take out a loan under pressure.
  • Prior to signing for your next loan, compare competing offers and consult a financial planner, accountant, or attorney.

Business Plan for SBA Loan Programs

The SBA offers a variety of SBA Loan programs to small business owners: The SBA 7 a Loan Program, export loans, rural business loans, Community Advantage loans, the Express and Pilot programs, microloans, and the CDC 504 Loan Program.

These SBA approved business plans are designed to assist small businesses with gathering working capital, buying land or a building; paying for repairs, new construction, or expansion; and purchasing supplies, equipment, fixtures, machinery, furniture, or materials. The programs can also assist those looking to purchase an existing business.

But no matter which SBA loan programs or bank a client chooses, a well-written SBA approved business plan is a requirement. The SBA requires a business plan that includes certain key features to be submitted along with the application for its programs.

A strong carefully thought-out SBA loan business plan that showcases your commitment to your concept and demonstrates your willingness to put in the time and effort needed to provide your business with a firm foundation. From compelling, in-depth market research to detailed financials, a Wise Bank Business Plan includes everything necessary to support your bid for bank funding.

Every plan includes our suite of professional services

You’ll receive a document written in Microsoft Word, financials custom-built in Microsoft Excel, and a finished plan laid out in professional graphic programs by skilled designers.

Pitch Deck Debt Financing (Optional)

A Wise Business Plan Pitch Deck helps direct investor attention to the points you most want to emphasize while condensing your presentation to potential funding sources. This Pitch Deck is a good option for debt financing. 

Why Choose Wise Business Plans

Wise Business Plans develops bank ready business plans that raise capital reliably.

SBA/ Bank Compliance

All SBA and bank requirements will be fully met in your SBA approved business plan, including detailed sections on market research, strategies, the business model and financial model, etc.

Over $1 Billion Raised

We understand the requirements of lenders and investors. We also provide our clients with access to our network of investors and banks.

Providing strategic support

Our team of senior experts will review your business concept, identify market opportunities, and improve the business model. Wise Business Plans will help you craft a compelling sales pitch.


Every document is fully customized and prepared in an easy-to-use format without using templates or ready-made solutions. Each SBA business plan is designed with eye-catching and modern graphics, tables, and charts.

Professional Market Research

As part of your business plan, you will include the market analysis prepared by leading market research firms such as IBISWorld, Mintel, Datamonitor, Freedonia, MarketLine, Statista, etc.

Award-Winning Service

Award-Winning Bank Business Plan Consultants, Quick Turnaround, A+ Rating BBB, High-Quality Content. Available 24/7.

Get in Touch

Need to get in touch with us? Either fill out the form with your inquiry or call us at 1-800-496-1056.