Table of Contents
- BECU Routing Number
- BECU Routing Numbers for Fund Transfers:
- What is a Routing Number?
- What is the purpose of a routing number?
- BECU Routing Numbers for ACH Payments:
- Wire transfer routing numbers at BECU
- Which BECU routing number do you need to use?
- When Routing Number is Required?
- Difference between routing number, IBC, SWIFT code, IBAN
- How to find BECU routing number on check:
- When You Will Need Your BECU Routing Number?
- How to Find BECU Routing Number?
- Find Routing Number for Your Bank
- Frequently Asked Questions
BECU Routing Number
Having trouble in tracing your BECU Routing Number while sending or receiving wire transfers to or from other States and countries ? To avoid canceled payments and delayed transfers, always use the correct routing number.
BECU Routing Numbers for Fund Transfers:
The BECU Routing Number for domestic and international fund transfers is 325081403.
| Type of Fund Transfer | BECU Routing Number |
|---|---|
| Domestic Fund Transfer | 325081403 |
| International Fund Transfer to BECU Account in the USA | 325081403 |
| SWIFT Code | WFBIUS6WFFX |
What is a Routing Number?
The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions.
The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.
The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).a
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What is the purpose of a routing number?
Financial institutions, including banks and credit unions, utilize routing numbers for a variety of financial activities. You could require one for the following purposes:
- Establishing direct deposits or automatic bill payments from your Nevada State Bank account.
- Receiving payments such as salary or pension directly into your account.
- Depositing a check.
- Initiating a wire transfer or ACH payment to individuals within the United States.
BECU Routing Numbers for ACH Payments:
ACH routing numbers are used for electronic transfers and withdrawals.
You’ll need the ACH Routing Number when sending an ACH transfer to any BECU Credit Union account.
The BECU Routing Number for ACH payment is 325081403.
| Type of Fund Transfer | BECU Routing Number |
|---|---|
| Domestic Electronic Transfer | 325081403 |
Wire transfer routing numbers at BECU
The routing number specific to BECU, which applies to both domestic and international wire transfers, is 325081403. If you’re conducting a domestic wire transfer, you’ll only need the routing number provided in this table.
For international wire transfers, it will be processed as a “for further credit” transfer. This means that the funds will pass through an intermediary bank before reaching the final recipient. To ensure a smooth transfer, it’s important to review the FFC transfer instructions provided by your recipient.
Which BECU routing number do you need to use?
The routing number you require will vary based on the type of transaction. For instance, you could need a specific number for ACH transfers and another for arranging automatic bill payments.
Banks can have multiple routing numbers, but these numbers are exclusive to each bank and are not shared with other banks. This system ensures that your payment reaches the intended destination without any confusion.
When Routing Number is Required?
You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:
- Requesting your employer to set up direct deposit for your paycheck.
- Enabling direct deposit for government funds such as Social Security.
- Establishing an online bill payment schedule.
- Process checking.
- Transferring money by Fund Transfer or ACH Payment.
- Registering for peer-to-peer payment systems like PayPal or Venmo.
- Initiating transfers between your accounts at various banks.
- Making telephone payments from your bank account.
- Changing check orders.
Difference between routing number, IBC, SWIFT code, IBAN
Routing Number:
- Specific to the United States.
- Comprises nine digits.
- Used for domestic financial transactions.
- Identifies banks and credit unions within the U.S.
IBC (International Business Companies):
- Not a standard banking code.
- Often related to International Business Companies, legal entities for international business purposes.
- Not used for identifying banks or facilitating financial transactions.
SWIFT Code (BIC – Bank Identifier Code):
- Used globally.
- Alphanumeric code.
- Identifies banks and financial institutions.
- Essential for international money transfers.
- Ensures funds are directed to the correct bank and branch.
IBAN (International Bank Account Number):
- Used primarily outside the United States.
- Standardized format for bank account numbers.
- Common in Europe and other regions.
- Helps identify specific bank accounts in international transactions.
- Used alongside SWIFT codes for international transfers.
How to find BECU routing number on check:
To locate BECU’s routing number on a check, follow these steps:
Inspect the Bottom of the Check: Examine the lower section of your BECU check, where various numbers are printed.
Identify the Routing Number: Within these numbers, you’ll find a nine-digit sequence. This nine-digit number serves as BECU’s routing number.
Avoid Confusion: Ensure that you are focusing on the correct number, which is the nine-digit routing number. It typically appears to the left of your account number.
Double-Check for Accuracy: Verify that the nine-digit number you’ve identified matches the routing number provided by BECU or on their official website to ensure it’s accurate.
Keep in mind that routing numbers may differ based on your location or branch, so always use the correct routing number for your specific account and transaction. If you have any questions or need assistance, don’t hesitate to contact BECU directly.
When You Will Need Your BECU Routing Number?
You will require your BECU routing number when engaging in various financial activities that involve transferring funds to or from your BECU account. These activities encompass tasks such as establishing direct deposits, conducting electronic payments, receiving wire transfers, and connecting your account to other financial services. Ensuring you have your routing number readily available is essential for facilitating seamless and precise transactions.
How to Find BECU Routing Number?
There are different ways to trace the BECU routing number:
1-Routing Number on BECU Mobile App: The fastest and easiest way to find the BECU Routing Number is to use BECU Mobile App You can also find the routing number by following these directions:
- Login to your account and select the required account.
- Select the Account Information from the Account Options.
- Here you can find the last four digits of your account number which links to the full account number and the routing number.
2-BECU Routing Number via Online Banking:
- By entering into BECU online banking and selecting the correct account, you can get your routing number there.
- The account title, the last four digits of your account number, and the BECU Routing Number are all visible in the top box.
3-BECU Routing Number on Monthly Statement:
- The top right corner of your monthly statement has your BECU Routing Number.
- With e-statements, you can guarantee that your monthly statement is always available to you.
4-BECU Routing Number on Check Book:
- The nine-digit number printed in the bottom left corner of every check is the BECU Routing Number.
5-On this page and on Website of Federal Reserve:
BECU routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.
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Find Routing Number for Your Bank
We’ve mention here the routing numbers for some of the biggest banks in the US.
Frequently Asked Questions
Is the Number on Your ATM Debit Card a Routing Number?
No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.
Is a Routing Number Confidential?
No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools. However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.
Is my IBAN the same as my SWIFT code?
No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.
do I need routing number for international transfers?
If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.
How do I find my BECU routing number?
You can locate routing numbers on the lower left side of personal checks, or you have the option to search for a bank’s routing number on the American Bankers Association website.
What is the routing number for BECU in Washington state?
Routing number for BECU in Washington state is 325081403.
What is the number for BECU members?
The number of becu member 800-233-2328 between M-F 7 am – 7pm, and Sat.
What routing number is 325081403?
The ABA routing number for BECU is 325081403.
What do I do if I forget my BECU online banking username or password?
If you forget your BECU online banking username or password, you can reset them by clicking on the ‘Forgot Username’ or ‘Forgot Password’ link on the login page and following the provided instructions. If you need further assistance, contact BECU’s Member Contact Center.
- 1-800-496-1056
- (613) 800-0227
- +44 (1549) 409190
- +61 (2) 72510077
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