BancorpSouth Routing Number
Having trouble in tracing your BancorpSouth Routing Number while sending or receiving wire transfers to or from other States and countries ? To avoid canceled payments and delayed transfers, always use the correct routing number.
BancorpSouth Routing Numbers for Fund Transfers:
The BancorpSouth Routing Number for domestic and international fund transfers is 084201278.
| Type of Fund Transfer | BancorpSouth Routing Number |
|---|---|
| Domestic Fund Transfer | 084201278 |
| International Fund Transfer to BancorpSouth Account in the USA | 084201278 |
| SWIFT code | BAHRUS44 |
What is a Routing Number?
The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions.
The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.
The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).
Related: If you’re in need of a bank business plan, investor-grade business plan, franchise business plan, or strategic business plan, visit our business plan writer page for expert assistance
BancorpSouth Routing Numbers for ACH Payments:
ACH routing numbers are used for electronic transfers and withdrawals.
You’ll need the ACH Routing Number when sending an ACH transfer to any BancorpSouth Credit Union account.
The BancorpSouth Routing Number for ACH payment is 084201278.
| Type of Fund Transfer | BancorpSouth Routing Number |
|---|---|
| Domestic Electronic Transfer | 084201278 |
BancorpSouth routing numbers for wire transfers
For both domestic and international wire transfers with BancorpSouth, you’ll use the routing number 84201278. If it’s a domestic wire transfer, you only need this routing number. For international wire transfers, you’ll also require a Swift code.
What is the purpose of a routing number?
Financial institutions, including banks and credit unions, utilize routing numbers for a variety of financial activities. You could require one for the following purposes:
- Establishing direct deposits or automatic bill payments from your Nevada State Bank account.
- Receiving payments such as salary or pension directly into your account.
- Depositing a check.
- Initiating a wire transfer or ACH payment to individuals within the United States.
Which routing number should you use for BancorpSouth?
The routing number you require will vary based on the type of transaction. For instance, you could need a specific number for ACH transfers and another for arranging automatic bill payments.
Banks can have multiple routing numbers, but these numbers are exclusive to each bank and are not shared with other banks. This system ensures that your payment reaches the intended destination without any confusion.
When Routing Number is Required?
You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:
- Requesting your employer to set up direct deposit for your paycheck.
- Enabling direct deposit for government funds such as Social Security.
- Establishing an online bill payment schedule.
- Process checking.
- Transferring money by Fund Transfer or ACH Payment.
- Registering for peer-to-peer payment systems like PayPal or Venmo.
- Initiating transfers between your accounts at various banks.
- Making telephone payments from your bank account.
- Changing check orders.
Is it possible for the routing numbers of BancorpSouth to change?
Yes, banks like BancorpSouth can have multiple routing numbers based on their size and the states they operate in. Different states may require different routing numbers. If uncertain, check with a BancorpSouth representative.
How to Find BancorpSouth Routing Number?
There are different ways to trace the BancorpSouth routing number:
1-Routing Number on BancorpSouth Mobile App: The fastest and easiest way to find the BancorpSouth Routing Number is to use BancorpSouth Mobile App You can also find the routing number by following these directions:
- Login to your account and select the required account.
- Select the Account Information from the Account Options.
- Here you can find the last four digits of your account number which links to the full account number and the routing number.
2-BancorpSouth Routing Number via Online Banking:
- By entering into BancorpSouth Popular online banking and selecting the correct account, you can get your routing number there.
- The account title, the last four digits of your account number, and the BancorpSouth Routing Number are all visible in the top box.
3-BancorpSouth Routing Number on Monthly Statement:
- The top right corner of your monthly statement has your BancorpSouth Routing Number.
- With e-statements, you can guarantee that your monthly statement is always available to you.
4-BancorpSouth Routing Number on Check Book:
- The nine-digit number printed in the bottom left corner of every check is the BancorpSouth Routing Number.
5-On this page and on Website of Federal Reserve:
BancorpSouth routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.
How do I find bancorpsouth Bank routing number on a check?
To find your BancorpSouth Bank routing number on a check, look at the numbers at the bottom of the check. Usually, the routing number is the first nine digits in this sequence.
Difference between routing number, IBC, SWIFT code, IBAN
Routing Number:
- Specific to the United States.
- Comprises nine digits.
- Used for domestic financial transactions.
- Identifies banks and credit unions within the U.S.
IBC (International Business Companies):
- Not a standard banking code.
- Often related to International Business Companies, legal entities for international business purposes.
- Not used for identifying banks or facilitating financial transactions.
SWIFT Code (BIC – Bank Identifier Code):
- Used globally.
- Alphanumeric code.
- Identifies banks and financial institutions.
- Essential for international money transfers.
- Ensures funds are directed to the correct bank and branch.
IBAN (International Bank Account Number):
- Used primarily outside the United States.
- Standardized format for bank account numbers.
- Common in Europe and other regions.
- Helps identify specific bank accounts in international transactions.
- Used alongside SWIFT codes for international transfers.
Find Routing Number for Your Bank
We’ve mention here the routing numbers for some of the biggest banks in the US.
Frequently Asked Questions
No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.
No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools. However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.
No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.
If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.
For domestic ACH transfers to BancorpSouth, use ACH routing number 084201278. It’s essential for all BancorpSouth ACH transfers.
ACH Routing Number 062003977 belongs to BANCORPSOUTH BANK.
BancorpSouth Bank’s routing number is 084201278. You can find it on your checks or by contacting the bank.
Yes, it can change. Always verify the current routing number with BancorpSouth Bank.
Yes, in most cases, the routing number is the same for all BancorpSouth Bank branches. Confirm with the bank if unsure.