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The right SBA business plan can help you secure funding quickly and avoid costly delays. But writing one from scratch can feel overwhelming—especially when you’re also running a business.
This guide walks you through the seven essential steps to creating a lender-ready SBA plan. You can also grab our free checklist to keep your plan organized from start to finish. Writing a detailed Bank Business Plan is critical for securing SBA-backed financing.
Think of this as your elevator pitch in writing. It should briefly explain:
Tip: Even though this section appears first, it’s easier to write it last—after you’ve completed all other sections.
Here you’ll detail your:
If you’re a startup, highlight your unique value proposition and what sets you apart from competitors.
Lenders want to see that you understand your market. Include:
Explain exactly how you’ll reach customers and generate revenue:
This section is critical—SBA lenders fund people as much as they fund ideas. Highlight:
Be specific:
Include:
Base your numbers on realistic, well-researched assumptions—not wishful thinking.
If writing this feels overwhelming, you’re not alone. At Wise Business Plans, we can create a custom SBA-ready plan from scratch—saving you time and increasing your odds of approval. Get expert business plan writer to make your SBA business plan detailed, compliant, and investor-ready.
Contact us today to get started.