Golden 1 Routing Number

Golden 1 Routing Numbers for Fund Transfers:

The Golden 1 Routing Number for domestic and international fund transfers is 321175261.

Type of Fund Transfer	Golden 1 Routing Number
Domestic Fund Transfer	321175261
International Fund Transfer to Golden 1 Account in the USA	321175261

What is a Routing Number?

The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions.

The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.

The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).

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Golden 1 Wire Transfer Routing Numbers

The routing number for Golden 1 for both domestic and international wire transfers is 321175261. For domestic transfers, use this routing number. For international transfers, you’ll also require a Swift code.

What is the purpose of a routing number?

Financial institutions, including banks and credit unions, utilize routing numbers for a variety of financial activities. You could require one for the following purposes:

Establishing direct deposits or automatic bill payments from your Nevada State Bank account.
Receiving payments such as salary or pension directly into your account.
Depositing a check.
Initiating a wire transfer or ACH payment to individuals within the United States.

Golden 1 Credit Union Branches and their routing number

Golden 1 Credit Union Branch	Routing Number
1273 N. Davis Rd., Salinas, CA	321175753
8379 Church St., Gilroy, CA	321178022
Golden 1 Credit Union Routing Number (for most branches)	321175261
2298 Lombard St., San Francisco, CA	321076289
1328 W. Hillsdale Blvd., San Mateo, CA	321076289

Which routing number should you utilize for Golden 1?

The routing number you require will vary based on the type of transaction. For instance, you could need a specific number for ACH transfers and another for arranging automatic bill payments.

Banks can have multiple routing numbers, but these numbers are exclusive to each bank and are not shared with other banks. This system ensures that your payment reaches the intended destination without any confusion.

Golden 1 Routing Numbers for ACH Payments:

ACH routing numbers are used for electronic transfers and withdrawals.

You’ll need the ACH Routing Number when sending an ACH transfer to any Golden 1 account.

The Golden 1 Routing Number for ACH payment is 321175261.

Type of Fund Transfer	Golden 1 Routing Number
Domestic Electronic Transfer	321175261

When Routing Number is Required?

You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:

Requesting your employer to set up direct deposit for your paycheck.
Enabling direct deposit for government funds such as Social Security.
Establishing an online bill payment schedule.
Process checking.
Transferring money by Fund Transfer or ACH Payment.
Registering for peer-to-peer payment systems like PayPal or Venmo.
Initiating transfers between your accounts at various banks.
Making telephone payments from your bank account.
Changing check orders.

How do I find my Golden1 routing number on a check?

To locate your Golden1 routing number on a check, examine the series of numbers at the bottom, where the routing number is usually the first nine digits.

How to Find Golden 1 Routing Number?

There are different ways to trace the Golden 1 routing number:

1-Routing Number on Golden 1 Mobile App: The fastest and easiest way to find the Golden 1 Routing Number is to use Golden 1 Mobile App You can also find the routing number by following these directions:

Login to your account and select the required account.
Select the Account Information from the Account Options.
Here you can find the last four digits of your account number which links to the full account number and the routing number.

2-Golden 1 Routing Number via Online Banking:

By entering into Golden 1 online banking and selecting the correct account, you can get your routing number there.
The account title, the last four digits of your account number, and the Golden 1 Routing Number are all visible in the top box.

3-Golden 1 Routing Number on Monthly Statement:

The top right corner of your monthly statement has your Golden 1 Routing Number.
With e-statements, you can guarantee that your monthly statement is always available to you.

4-Golden 1 Routing Number on Check Book:

The nine-digit number printed in the bottom left corner of every check is the Golden 1 Routing Number.

5-On this page and on Website of Federal Reserve:

Golden 1 routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.

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Difference between routing number, IBC, SWIFT code, IBAN

Routing Number:

Specific to the United States.
Comprises nine digits.
Used for domestic financial transactions.
Identifies banks and credit unions within the U.S.

IBC (International Business Companies):

Not a standard banking code.
Often related to International Business Companies, legal entities for international business purposes.
Not used for identifying banks or facilitating financial transactions.

SWIFT Code (BIC – Bank Identifier Code):

Used globally.
Alphanumeric code.
Identifies banks and financial institutions.
Essential for international money transfers.
Ensures funds are directed to the correct bank and branch.

IBAN (International Bank Account Number):

Used primarily outside the United States.
Standardized format for bank account numbers.
Common in Europe and other regions.
Helps identify specific bank accounts in international transactions.
Used alongside SWIFT codes for international transfers.

Find Routing Number for Your Bank

We’ve mention here the routing numbers for some of the biggest banks in the US.

Banks	Banks	Banks	Banks	Banks
Alliant	Ally Bank	America First	Arvest Bank	Banco Popular
BancorpSouth	Bangor Savings Bank	Bank of America	Bank of Hawaii	Bank of Oklahoma
Bank of the West	BB&T	BECU	BMO Harris	Capital One
Charles Schwab Bank	Chase Bank	Chemical Bank	Citibank	Citizens Bank
City National Bank	Comerica Bank	Commerce Bank	CU1	DFCU
Discover Bank	E-Trade Bank	East West Bank	Eastern Bank	EECU
EFCU	ESL	Fifth Fird Bank	First Bank	First National Bank
GECU	Golden 1	Green Dot Bank	Grow Financial	Guaranty Bank
HSBC	Huntington	IBC Bank	IMCU	KeyBank
Liberty Bank	M&T Bank	MACU	MCU	Members 1st
MetaBank	Metro Credit Union	MutualBank	Navy Federal	NBT Bank
NEFCU	Nevada State Bank	OnPoint	Patelco	PayPal
PenFed	Peoples Bank	PFCU	PNC	RBFCU
Regions Bank	Renasant Bank	Santander	SchoolsFirst	SDCCU
SECU	SEFCU	SSFCU	Suntrust	TCF Bank
TD Ameritrade	TD Bank	TFCU	U.S. Bank	UCCU
UFCU	Umpqua Bank	Union Bank	United Bank	USAA
UW Credit Union	VyStar	WECU	Wells Fargo	Zions Bank

Frequently Asked Questions

Is the Number on Your ATM Debit Card a Routing Number?

No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.

Is a Routing Number Confidential?

No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools. However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.

Is my IBAN the same as my SWIFT code?

No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.

do I need routing number for international transfers?

If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.

Do all Golden 1 accounts have the same routing number?

To initiate an ACH transfer to a Golden 1 account, you must include the ACH routing number. When sending a domestic ACH transfer, please use the ACH routing number 321175261.

How to find my routing number?

Easily locate your bank’s routing number by checking for a nine-digit number in the lower-left corner of your paper checks. If you don’t have physical checks, you can also find it in your bank’s online portal, mobile app, or on your account statements.

Where do I find my Golden 1 account number?

The number that belongs to you, called your member number or main account number, is shown on your Golden 1 statement. If you use Online Statements, you’ll find this number on your most recent statement.

What is a banking route number?

A banking route number is a special nine-digit number that works like an address for your bank.

Here are simple steps to access your Golden 1 account online:

Go to the Golden 1 Credit Union website at www.golden1.com.
Find the “Log In” or “Online Banking” button on the main page.
Click on it, and it will take you to the login page.
Fill in your Golden 1 Online Banking username and password in the boxes.
Finally, click the “Log In” button, and you’ll be in your account.

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