Santander Routing Numbers for Fund Transfers:

The Santander Routing Number for domestic and international fund transfers is 231372691.

Type of Fund Transfer Santander Routing Number
Domestic Fund Transfer 231372691
International Fund Transfer to Santander Account in the USA 231372691
Accounts opened on or before May 17, 2012, in Connecticut, Massachusetts, New Hampshire, and Rhode Island 011075150
Accounts opened in Connecticut, Massachusetts, New Hampshire, and Rhode Island after May 17, 2012 231372691
Maryland, New Jersey, New York, Pennsylvania 231372691

What is a Routing Number?

The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions. 

The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.

The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).

How to Check Routing Number on Check

Santander Routing Numbers for ACH Payments:

ACH routing numbers are used for electronic transfers and withdrawals. 

You’ll need the ACH Routing Number when sending an ACH transfer to any Santander account.

 The Santander Routing Number for ACH payment is 231372691.

Type of Fund Transfer Santander Routing Number
Domestic Electronic Transfer 231372691

Which routing number from Santander should be utilized?

The routing number you require will vary based on the type of transaction. For instance, you could need a specific number for ACH transfers and another for arranging automatic bill payments.

Banks can have multiple routing numbers, but these numbers are exclusive to each bank and are not shared with other banks. This system ensures that your payment reaches the intended destination without any confusion.

What is the purpose of a routing number?

Financial institutions, including banks and credit unions, utilize routing numbers for a variety of financial activities. You could require one for the following purposes:

  • Establishing direct deposits or automatic bill payments from your Nevada State Bank account.
  • Receiving payments such as salary or pension directly into your account.
  • Depositing a check.
  • Initiating a wire transfer or ACH payment to individuals within the United States.

When Routing Number is Required?

You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:

  1. Requesting your employer to set up direct deposit for your paycheck.
  2. Enabling direct deposit for government funds such as Social Security.
  3. Establishing an online bill payment schedule.
  4. Process checking.
  5. Transferring money by Fund Transfer or ACH Payment.
  6. Registering for peer-to-peer payment systems like PayPal or Venmo.
  7. Initiating transfers between your accounts at various banks.
  8. Making telephone payments from your bank account.
  9. Changing check orders.
Bank Wire Transfer Routing Number

How to Find Santander Routing Number?

There are different ways to trace the Santander routing number:

1-Routing Number on Santander Mobile App: The fastest and easiest way to find the Santander Routing Number is to use Santander Mobile App You can also find the routing number by following these directions:

  • Login to your account and select the required account.
  • Select the Account Information from the Account Options.
  • Here you can find the last four digits of your account number which links to the full account number and the routing number.
How to find Routing Number on Mobile App
Find your Routing Number via Online Banking

2-Santander Routing Number via Online Banking: 

  • By entering into Santander online banking and selecting the correct account, you can get your routing number there.
  • The account title, the last four digits of your account number, and the Santander Routing Number are all visible in the top box.

3-Santander Routing Number on Monthly Statement:

  • The top right corner of your monthly statement has your Santander Routing Number.
  • With e-statements, you can guarantee that your monthly statement is always available to you.
Find Routing Number on Monthly Statement
Routing Number on Check Book

4-Santander Routing Number on Check Book:

  • The nine-digit number printed in the bottom left corner of every check is the Santander Routing Number.

5-On this page and on Website of Federal Reserve:

Santander routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.

Website of Federal Reserve

How do I find santander Bank routing number on a check?

  • Look at the back of your check.
  • Find the series of numbers in the bottom left corner.
  • The routing number is usually the first set of nine digits.
  • Confirm it matches Santander Bank’s routing number for your region.

Difference between routing number, IBC, SWIFT code, IBAN

Routing Number:

  • Specific to the United States.
  • Comprises nine digits.
  • Used for domestic financial transactions.
  • Identifies banks and credit unions within the U.S.

IBC (International Business Companies):

  • Not a standard banking code.
  • Often related to International Business Companies, legal entities for international business purposes.
  • Not used for identifying banks or facilitating financial transactions.

SWIFT Code (BIC – Bank Identifier Code):

  • Used globally.
  • Alphanumeric code.
  • Identifies banks and financial institutions.
  • Essential for international money transfers.
  • Ensures funds are directed to the correct bank and branch.

IBAN (International Bank Account Number):

  • Used primarily outside the United States.
  • Standardized format for bank account numbers.
  • Common in Europe and other regions.
  • Helps identify specific bank accounts in international transactions.
  • Used alongside SWIFT codes for international transfers.

Frequently Asked Questions

Is the Number on Your ATM Debit Card a Routing Number?

No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.  

Is a Routing Number Confidential?

No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools.  However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.

Is my IBAN the same as my SWIFT code?

No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.

do I need routing number for international transfers?

If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.

What is Santander Bank's routing number?

 Santander Bank’s routing number varies by location and account type. Check your account information or contact the bank for the correct routing number.

How can I find Santander Bank's routing number on a check?

 Look at the bottom left corner on the back of your check. The routing number is usually the first set of nine digits in that series.

Can Santander Bank's routing number change?

 Yes, it can change due to various reasons, so verify the current routing number with Santander Bank.

Are Santander Bank's routing numbers the same for all branches?

 No, routing numbers may differ by branch or region, so use the one specific to your account or location.

Is the routing number used for all transactions, including wire transfers?

 Yes, you can use Santander Bank’s routing number for various transactions, including wire transfers. Additional information may be required for wire transfers.

How do I confirm the correct routing number for my Santander Bank account?

 Refer to your account details, the bank’s website, or contact Santander Bank’s customer service to confirm the correct routing number.

What should I do if I have trouble finding or verifying the routing number?

If you encounter issues, contact Santander Bank’s customer service for assistance in obtaining the correct routing number.

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