Bank of Hawaii Routing Numbers for Fund Transfers:

The Bank of Hawaii Routing Number for domestic and international fund transfers is 121301028.

Type of Fund Transfer Bank of Hawaii Routing Number
Domestic Fund Transfer 121301028
International Fund Transfer to Bank of Hawaii Account in the USA 121301028

What is a Routing Number?

The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions. 

The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.

The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).

How to Check Routing Number on Check

For what purpose are Bank of Hawaii (boh) routing numbers utilized?

Financial institutions like banks and credit unions employ routing numbers across various monetary transactions. You might require one for the following actions:

  1. Arrange direct deposits or automatic bill payments from your Bank of Hawaii account.
  2. Receive payments such as salaries or pensions directly into your account.
  3. Deposit checks.
  4. Execute wire transfers or ACH payments to individuals within the US.

Bank of Hawaii Routing Numbers for ACH Payments:

ACH routing numbers are used for electronic transfers and withdrawals. 

You’ll need the ACH Routing Number when sending an ACH transfer to any Bank of Hawaii Credit Union account.

 The Bank of Hawaii Routing Number for ACH payment is 121301028.

Type of Fund Transfer Bank of Hawaii Routing Number
Domestic Electronic Transfer 121301028

When Routing Number is Required?

You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:

  1. Requesting your employer to set up direct deposit for your paycheck.
  2. Enabling direct deposit for government funds such as Social Security.
  3. Establishing an online bill payment schedule.
  4. Process checking.
  5. Transferring money by Fund Transfer or ACH Payment.
  6. Registering for peer-to-peer payment systems like PayPal or Venmo.
  7. Initiating transfers between your accounts at various banks.
  8. Making telephone payments from your bank account.
  9. Changing check orders.
Bank Wire Transfer Routing Number

Which specific routing number from Bank of Hawaii is required?

The routing number on check necessary for sending or receiving funds via Bank of Hawaii is contingent upon whether the transaction is domestic or international in nature.

1.Transaction:Transactions and withdrawals among accounts within the United States

  • Types of routing number:ACH routing number
  • Bank of Hawaii code:121301028

2.Transaction:Wire transfers involving accounts within the United States

  • Types of routing number:Domestic wire transfer number
  • Bank of Hawaii code:121301028

3.Transaction:Wire transfers directed towards an international account

  • Types of routing number:SWIFT code
  • Bank of Hawaii Swift Code: BOHIUS77

SWIFT code for Bank of Hawaii

The SWIFT code for international wire transfers through Bank of Hawaii is BOHIUS77. SWIFT codes are unique combinations of letters and numbers used to identify specific banks and financial institutions worldwide. These codes provide information about:

  • The bank’s name
  • Its country code
  • The main headquarters location
  • A particular branch within the institution

SWIFT codes play a crucial role in facilitating international money exchange between accounts.

How to Find Bank of Hawaii Routing Number?

There are different ways to trace the Bank of Hawaii routing number:

1-Routing Number on Bank of Hawaii Mobile App: The fastest and easiest way to find the Bank of Hawaii Routing Number is to use Bank of Hawaii Mobile App You can also find the routing number by following these directions:

  • Login to your account and select the required account.
  • Select the Account Information from the Account Options.
  • Here you can find the last four digits of your account number which links to the full account number and the routing number.
How to find Routing Number on Mobile App
Find your Routing Number via Online Banking

2-Bank of Hawaii Routing Number via Online Banking: 

  • By entering into Bank of Hawaii online banking and selecting the correct account, you can get your routing number there.
  • The account title, the last four digits of your account number, and the Bank of Hawaii Routing Number are all visible in the top box.

3-Bank of Hawaii Routing Number on Monthly Statement:

  • The top right corner of your monthly statement has your Bank of Hawaii Routing Number.
  • With e-statements, you can guarantee that your monthly statement is always available to you.
Find Routing Number on Monthly Statement
Routing Number on Check Book

4-Bank of Hawaii Routing Number on  Check Book:

  • The nine-digit number printed in the bottom left corner of every check is the Bank of Hawaii Routing Number.

5-On this page and on Website of Federal Reserve:

Bank of Hawaii routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.

Website of Federal Reserve

Difference between routing number and SWIFT code

Routing Number:

  1. Used within the US for domestic transactions.
  2. Comprises nine digits.
  3. Identifies a particular US bank or credit union.
  4. Used for various transactions like direct deposits, electronic transfers, and domestic check processing.

SWIFT Code (BIC – Bank Identifier Code):

  1. Employed internationally for cross-border transactions.
  2. Typically consists of 8 or 11 characters.
  3. Identifies a specific global bank or financial institution.
  4. Necessary for international wire transfers and communication between banks across countries.

In essence, a routing number is specific to US domestic transactions, whereas a SWIFT code facilitates international transactions and inter-bank communication worldwide.

Frequently Asked Questions

Is the Number on Your ATM Debit Card a Routing Number?

No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.  

Is a Routing Number Confidential?

No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools.  However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.

Is my IBAN the same as my SWIFT code?

No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.

do I need routing number for international transfers?

If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.

do I need routing number for international transfers?

If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.

What is the routing number for Bank of Hawaii 9 digit?

The routing number designated for domestic wire transfers at Bank of Hawaii is 121301028, while for international wire transfers, the routing number is 121405018.

What is the routing number for 514011116?

Kindly be aware that the deposit routing number 514011116 is solely intended for use with physical BOH deposit slips. For electronic funds transfers and the MICR line on checks issued from BOH accounts, the routing number 121301028 remains applicable and should be used to identify BOH.

How do I check my bank routing number?

Effortlessly locate your bank’s routing number by identifying the nine-digit sequence situated in the lower-left corner of your physical checks. In the absence of checks, you also have the option to examine your bank’s online portal, mobile app, or any accessible account statements to retrieve this information.

Is IBAN my routing number?

When aiming to make a money transfer to a particular account, you would utilize an IBAN code. However, it’s important to note that the United States presently does not employ IBANs. Instead, domestic money transfers within the US employ routing numbers, while international money transfers employ SWIFT codes.

Is a routing number 8 or 9 digits?

Routing numbers comprise 9 digits, while account numbers can reach 17 digits. Check formats vary: routing first, account first, or routing, check, and account.

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