Zions Bank Routing Numbers for Fund Transfers:

The Zions Bank Routing Number for domestic and international fund transfers is 124000054.

Type of Fund Transfer Zions Bank Routing Number
Domestic Fund Transfer 124000054
International Fund Transfer to Zions Bank Account in the USA 124000054

What is a Routing Number?

The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions. 

The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.

The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).

How to Check Routing Number on Check

Routing numbers for wire transfers at Zions Bank

For both domestic and international wire transfers through Zions Bank, the routing number is 124000054. If you’re sending a domestic wire transfer, you can simply use the routing number provided in this table. However, for international wire transfers, you’ll require an additional Swift code.

What is the purpose of routing numbers?

Financial institutions, including banks and credit unions, utilize routing numbers for a variety of financial activities. You could require one for the following purposes:

  • Establishing direct deposits or automatic bill payments from your Nevada State Bank account.
  • Receiving payments such as salary or pension directly into your account.
  • Depositing a check.
  • Initiating a wire transfer or ACH payment to individuals within the United States.

Which routing number for Zions Bank is the appropriate one to use?

The routing number you require will vary based on the type of transaction. For instance, you could need a specific number for ACH transfers and another for arranging automatic bill payments.

Banks can have multiple routing numbers, but these numbers are exclusive to each bank and are not shared with other banks. This system ensures that your payment reaches the intended destination without any confusion.

Zions Bank Routing Numbers for ACH Payments:

ACH routing numbers are used for electronic transfers and withdrawals. 

You’ll need the ACH Routing Number when sending an ACH transfer to any Zions Bank account.

 The Zions Bank Routing Number for ACH payment is 124000054.

Type of Fund Transfer Zions Bank Routing Number
Domestic Electronic Transfer 124000054

Do banks sometimes have more than one routing number?

Indeed, larger banks maintain multiple routing numbers, typically categorized by geographical regions. It remains crucial to identify the correct routing number to ensure the accurate identification of your bank. In contrast, smaller banks like Zions streamline this process by using a single routing number, simplifying the requirement for customers to remember only one number.

How can you locate a routing number on a check?

You can discover your bank’s routing number at the bottom left corner of your check. This number is presented in magnetic ink character recognition (MICR) encoding, which facilitates quicker check processing by banks. Typically, your routing number is located adjacent to your personal account number.

SWIFT Code for Zions Bank

The SWIFT/BIC code for Zions Bank is ZFNBUS55. This code is essential for international wire transfers and identifying the bank in global financial transactions. Remember to confirm the code with the specific Zions Bank branch you are dealing with, as it may vary.

When Routing Number is Required?

You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:

  1. Requesting your employer to set up direct deposit for your paycheck.
  2. Enabling direct deposit for government funds such as Social Security.
  3. Establishing an online bill payment schedule.
  4. Process checking.
  5. Transferring money by Fund Transfer or ACH Payment.
  6. Registering for peer-to-peer payment systems like PayPal or Venmo.
  7. Initiating transfers between your accounts at various banks.
  8. Making telephone payments from your bank account.
  9. Changing check orders.
Bank Wire Transfer Routing Number

How to Find Zions Bank Routing Number?

There are different ways to trace the Zions Bank routing number:

1-Routing Number on Zions Bank Mobile App: The fastest and easiest way to find the Zions Bank Routing Number is to use Zions Bank Mobile App You can also find the routing number by following these directions:

  • Login to your account and select the required account.
  • Select the Account Information from the Account Options.
  • Here you can find the last four digits of your account number which links to the full account number and the routing number.
How to find Routing Number on Mobile App
Find your Routing Number via Online Banking

2-Zions Bank Routing Number via Online Banking: 

  • By entering into Zions Bank online banking and selecting the correct account, you can get your routing number there.
  • The account title, the last four digits of your account number, and the Zions Bank Routing Number are all visible in the top box.

3-Zions Bank Routing Number on Monthly Statement:

  • The top right corner of your monthly statement has your Zions Bank Routing Number.
  • With e-statements, you can guarantee that your monthly statement is always available to you.
Find Routing Number on Monthly Statement
Routing Number on Check Book

4-Zions Bank Routing Number on Check Book:

  • The nine-digit number printed in the bottom left corner of every check is the Zions Bank Routing Number.

5-On this page and on Website of Federal Reserve:

Zions Bank routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.

Website of Federal Reserve

How can I login to my Zions Bank account online?

To access your Zions Bank online account, here’s a step-by-step guide:

  • Go to the Zions Bank Website: Launch your web browser and navigate to the official Zions Bank website at www.zionsbank.com.
  • Locate the Login Section: On the homepage, you’ll spot the login section, typically situated in the upper right-hand corner. It might be labeled as “Online Banking Login” or something similar.
  • Input Your User ID: In the initial field, type in your Zions Bank User ID, which you selected during your online banking setup.
  • Enter Your Password: In the following field, input your password, ensuring it matches the one associated with your account.
  • Select “Login” or “Sign In”: Once your User ID and password are correctly entered, click on the “Login” or “Sign In” button.
  • Complete Any Additional Security Measures: Depending on your account’s security settings, you may need to fulfill extra verification steps. This could involve entering a one-time code sent to your registered mobile device.
  • Access Your Account: Upon successfully completing the login process, including any necessary security checks, you’ll gain access to your Zions Bank online banking account. Here, you can review balances, execute transfers, pay bills, and engage in various banking transactions.

Always maintain the confidentiality of your login credentials (User ID and password) to safeguard your account from unauthorized access. If you encounter any difficulties during the login process, Zions Bank’s customer support is available to assist you in resolving any issues.

Frequently Asked Questions

Is the Number on Your ATM Debit Card a Routing Number?

No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.  

Is a Routing Number Confidential?

No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools.  However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.

Is my IBAN the same as my SWIFT code?

No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.

do I need routing number for international transfers?

If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.

Do all Zions banks have the same routing number?

Zions Bank branches do not share the same routing number. Each branch has its own unique routing number, so it’s important to use the correct one for your specific account or transaction.

How do I find my routing and account number Zions Bank?

You can also locate your routing number on the bottom of your checks, which appears as the first 9-digit number on the left side of the MICR number line. If you need more information, please contact the Zions Bank Customer Contact Center at 888-307-3411, available from Monday to Saturday between 6:00 a.m. and 9:00 p.m. MT.

Is routing is a swift number?

Routing numbers and SWIFT codes serve different functions, despite the fact that they both play a role in facilitating financial transactions.

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