Table of Contents
- USAA Routing Number
- USAA Routing Numbers for Fund Transfers:
- What is a Routing Number?
- Routing Numbers Used by USAA for Wire Transfers
- When you’re sending money using a SWIFT Code
- When you send money and don’t have to use a SWIFT Code:
- What is the purpose of routing numbers?
- Which routing number for USAA should you utilize?
- USAA Routing Numbers for ACH Payments:
- When Routing Number is Required?
- How to Find USAA Routing Number?
- Find Routing Number for Your Bank
- Frequently Asked Questions
USAA Routing Number
Having trouble in tracing your USAA Routing Number while sending or receiving wire transfers to or from other States and countries? To avoid canceled payments and delayed transfers, always use the correct routing number.
USAA Routing Numbers for Fund Transfers:
The USAA Routing Number for domestic and international fund transfers is 314074269.
| Type of Fund Transfer | USAA Routing Number |
|---|---|
| Domestic Fund Transfer | 314074269 |
| International Fund Transfer to USAA Account in the USA | 314074269 |
What is a Routing Number?
The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions.
The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.
The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).
Routing Numbers Used by USAA for Wire Transfers
USAA customers can utilize a single routing number for wire transfers, ACH payments, and checks. When it comes to international transfers, USAA relies on an intermediary bank as its partner, as the bank does not possess its own SWIFT Code.
When you’re sending money using a SWIFT Code
When sending money to a USAA bank account using a SWIFT Code, the sender must first transfer the funds to The Bank of New York Mellon, which acts as an intermediary bank. This transfer is labeled as a ‘further credit’ transaction.
To complete this transfer, the sender needs to use the intermediary bank’s address, account number, and SWIFT code:
- The Bank of New York Mellon’s Address:
- The Bank of New York Mellon
- 225 Liberty St
- New York, NY 10286
- The Bank of New York Mellon’s Account Number: 8900624744
- The SWIFT code for The Bank of New York Mellon is IRVTUS3NXXX.
When you send money and don’t have to use a SWIFT Code:
When you’re sending money to a USAA bank account and don’t need a SWIFT Code, you should share the recipient’s routing number, account number, full name, and their real home address. Make sure to use USAA’s bank address too:
USAA’s Bank Address:
- USAA Federal Savings Bank
- 10750 McDermott Freeway
- San Antonio, TX 78288
What is the purpose of routing numbers?
Financial institutions, including banks and credit unions, utilize routing numbers for a variety of financial activities. You could require one for the following purposes:
- Establishing direct deposits or automatic bill payments from your Nevada State Bank account.
- Receiving payments such as salary or pension directly into your account.
- Depositing a check.
- Initiating a wire transfer or ACH payment to individuals within the United States.
Which routing number for USAA should you utilize?
The routing number you require will vary based on the type of transaction. For instance, you could need a specific number for ACH transfers and another for arranging automatic bill payments.
Banks can have multiple routing numbers, but these numbers are exclusive to each bank and are not shared with other banks. This system ensures that your payment reaches the intended destination without any confusion.
USAA Routing Numbers for ACH Payments:
ACH routing numbers are used for electronic transfers and withdrawals.
You’ll need the ACH Routing Number when sending an ACH transfer to any USAA account.
The USAA Routing Number for ACH payment is 314074269.
| Type of Fund Transfer | USAA Routing Number |
|---|---|
| Domestic Electronic Transfer | 314074269 |
When Routing Number is Required?
You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:
- Requesting your employer to set up direct deposit for your paycheck.
- Enabling direct deposit for government funds such as Social Security.
- Establishing an online bill payment schedule.
- Process checking.
- Transferring money by Fund Transfer or ACH Payment.
- Registering for peer-to-peer payment systems like PayPal or Venmo.
- Initiating transfers between your accounts at various banks.
- Making telephone payments from your bank account.
- Changing check orders.
How to Find USAA Routing Number?
There are different ways to trace the USAA routing number:
1-Routing Number on USAA Mobile App: The fastest and easiest way to find the USAA Routing Number is to use USAA Mobile App You can also find the routing number by following these directions:
- Login to your account and select the required account.
- Select the Account Information from the Account Options.
- Here you can find the last four digits of your account number which links to the full account number and the routing number.
2-USAA Routing Number via Online Banking:
- By entering into USAA online banking and selecting the correct account, you can get your routing number there.
- The account title, the last four digits of your account number, and the USAA Routing Number are all visible in the top box.
3-USAA Routing Number on Monthly Statement:
- The top right corner of your monthly statement has your USAA Routing Number.
- With e-statements, you can guarantee that your monthly statement is always available to you.
4-USAA Routing Number on Check Book:
- The nine-digit number printed in the bottom left corner of every check is the USAA Routing Number.
5-On this page and on Website of Federal Reserve:
USAA routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.
Find Routing Number for Your Bank
We’ve mention here the routing numbers for some of the biggest banks in the US.
Frequently Asked Questions
Is the Number on Your ATM Debit Card a Routing Number?
No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.
Is a Routing Number Confidential?
No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools. However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.
Is my IBAN the same as my SWIFT code?
No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.
do I need routing number for international transfers?
If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.
What is USAA bank routing number?
The routing number 314074269 is issued by USAA and can be used for both domestic and international wire transfers, as well as for ACH payments.
Are all USAA routing numbers the same?
If you need to find your USAA Federal Savings Bank routing number, it’s quite simple – it’s 314074269. It’s the same regardless of the state where you opened your account.
What is the routing number for USAA direct deposit?
Your USAA member number differs from your account number. The routing number is 314074269.
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