MACU Routing Numbers for Fund Transfers:

The MACU Routing Number for domestic and international fund transfers is 324079555.

Type of Fund Transfer MACU Routing Number
Domestic Fund Transfer 324079555
International Fund Transfer to MACU Account in the USA 324079555

What is a Routing Number?

The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions. 

The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.

The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).

How to Check Routing Number on Check

Routing numbers for wire transfers with MACU

The routing number for MACU for both domestic and international wire transfers is 324079555. For domestic wire transfers, simply use the routing number provided in this table. However, for international wire transfers, you will also require a Swift code.

What is the purpose of routing numbers?

Inancial institutions, including banks and credit unions, utilize routing numbers for a variety of financial activities. You could require one for the following purposes:

  • Establishing direct deposits or automatic bill payments from your Nevada State Bank account.
  • Receiving payments such as salary or pension directly into your account.
  • Depositing a check.
  • Initiating a wire transfer or ACH payment to individuals within the United States.

MACU Routing Numbers for ACH Payments:

ACH routing numbers are used for electronic transfers and withdrawals. 

You’ll need the ACH Routing Number when sending an ACH transfer to any MACU account.

 The MACU Routing Number for ACH payment is 324079555.

Type of Fund Transfer MACU Routing Number
Domestic Electronic Transfer 324079555

Which routing number for MACU should be utilized?

The routing number you require will vary based on the type of transaction. For instance, you could need a specific number for ACH transfers and another for arranging automatic bill payments.

Banks can have multiple routing numbers, but these numbers are exclusive to each bank and are not shared with other banks. This system ensures that your payment reaches the intended destination without any confusion.

What is the meaning of each individual digit within a routing number?

Routing numbers, such as the Mountain America routing number, consist of nine digits. The initial two digits denote the federal district, while the third digit designates the particular Federal Reserve bank or branch responsible for the institution.

In the past, the fourth digit had a role in indicating credit availability through a specific coding system. However, it now solely serves the purpose of maintaining routing numbers as nine digits in length.

Following this, the subsequent four digits identify the financial institution, and the final digit serves as a check digit. This check digit is determined through a mathematical calculation, serving as a means to verify the accuracy of the routing number.

Why do some banks use more than one routing number?

While MACU has just one routing or bank ABA number, larger financial institutions often have multiple numbers, usually to cover different regions. Additionally, when banks merge, they might generate new routing numbers, making the older ones no longer valid.

How do I send money to my MACU account using a wire transfer?

To send money from another bank to your MACU account through a wire transfer, you’ll require the following details:

  • Your MACU account number.
  • MACU’s routing number: 324079555.
  • MACU’s phone number: 800-748-4302.
  • MACU’s address

When Routing Number is Required?

You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:

  1. Requesting your employer to set up direct deposit for your paycheck.
  2. Enabling direct deposit for government funds such as Social Security.
  3. Establishing an online bill payment schedule.
  4. Process checking.
  5. Transferring money by Fund Transfer or ACH Payment.
  6. Registering for peer-to-peer payment systems like PayPal or Venmo.
  7. Initiating transfers between your accounts at various banks.
  8. Making telephone payments from your bank account.
  9. Changing check orders.
Bank Wire Transfer Routing Number

How to Find MACU Routing Number?

There are different ways to trace the MACU routing number:

1-Routing Number on MACU Mobile App: The fastest and easiest way to find the MACU Routing Number is to use MACU Mobile App You can also find the routing number by following these directions:

  • Login to your account and select the required account.
  • Select the Account Information from the Account Options.
  • Here you can find the last four digits of your account number which links to the full account number and the routing number.
How to find Routing Number on Mobile App
Find your Routing Number via Online Banking

2-MACU Routing Number via Online Banking: 

  • By entering into MACU online banking and selecting the correct account, you can get your routing number there.
  • The account title, the last four digits of your account number, and the MACU Routing Number are all visible in the top box.

3-MACU Routing Number on Monthly Statement:

  • The top right corner of your monthly statement has your MACU Routing Number.
  • With e-statements, you can guarantee that your monthly statement is always available to you.
Find Routing Number on Monthly Statement
Routing Number on Check Book

4-MACU Routing Number on Check Book:

  • The nine-digit number printed in the bottom left corner of every check is the MACU Routing Number.

5-On this page and on Website of Federal Reserve:

MACU routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.

Website of Federal Reserve

Frequently Asked Questions

Is the Number on Your ATM Debit Card a Routing Number?

No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.  

Is a Routing Number Confidential?

No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools.  However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.

Is my IBAN the same as my SWIFT code?

No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.

do I need routing number for international transfers?

If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.

What is MACU routing?

The ABA routing number for Mountain America is 324079555, and this routing number remains consistent for all MACU branch locations.

What bank routing number is this 324079555?

For domestic ACH transfers to a Mountain America Credit Union account, you should use the ACH routing number 324079555. Be sure to include this ACH routing number when initiating your ACH transfer.

How do I find my MACU account number?

To reveal your account number, follow these steps: log in, choose the share or loan, and click on the eye symbol (N). If you can’t access your Online Banking account, you can obtain your account number by contacting our service center at 1-800-748-4302 or by visiting your closest branch.

What is Mountain America's routing number for Utah?

 The routing number for Mountain America Credit Union in Utah is 324079555. This routing number is used for various transactions, including direct deposits, wire transfers, and ACH transfers within Utah and across the United States.

What is Mountain America Credit Union's routing number for Utah?

The routing number for Mountain America Credit Union in Utah is 324079555. This routing number is essential for various financial transactions, such as direct deposits, wire transfers, and ACH transfers, specifically for accounts associated with Mountain America in Utah.

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