Bank of America Routing Numbers for Fund Transfers:

The Bank of America Routing Number for domestic and international fund transfers is 026009593.
Type of Fund Transfer Bank of America Routing Number
Domestic Fund Transfer 026009593
International Fund Transfer to Bank of America Account in the USA 026009593
SWIFT CODE BOFAUS3N

Bank of America Routing Numbers for Every State

State Routing Numbers State Routing Numbers State Routing Numbers
Alabama
051000017
Alaska
051000018
Arizona
122101706
Arkansas
082000073
California
121000358
Colorado
123103716
Connecticut
011900254
Delaware
031202084
District of Columbia
054001204
Florida (East)
063100277/ 063000047
Florida (West)
063100277
Georgia
061000052
Hawaii
051000017
Idaho
123103716
Illinois (North)
071000505
Illinois (South)
081904808
Illinois, Chicago Metro
081904808/ 0071103619
Indiana
071214579
Iowa
0073000176
Kansas
101100045
Kentucky
051000017
Louisiana
051000017
Maine
011200365
Maryland
052001633
Massachusetts
011000138
Michigan
072000805
Minnesota
071214579
Mississippi
051000017
Missouri (East)
081000032/ 101000035
Missouri (West)
081000033
Nebraska
051000017
Nevada
122400724
Hampshire
011400495
New Jersey
021200339
New Mexico
107000327
New York
021000322
North Carolina
053000196
North Dakota
051000017
Ohio
051000017
Oklahoma
103000017
Oregon
323070380
Pennsylvania
031202084
Rhode Island
011500010
South Carolina
053904483
South Dakota
051000017
Tennessee
064000020
Texas (North)
111000025
Texas (South)
111000025/ 113000023
Utah
051000017
Vermont
051000017
Virginia
051000017
Washington
125000024
West Virginia
051000017
Wisconsin
051000017

What is a Routing Number?

The nine-digit routing number is used to identify a bank. Consider it an electronic address that enables a bank to send and receive money from other financial institutions. 

The routing number guarantees that money goes to the appropriate account and identifies the financial institution in charge of the payment.

The first two numbers are usually between 00 and 12. While major banks may have many routing numbers, smaller banks are only given one. Routing numbers are required to set up direct deposits with your company (for your paycheck) or the IRS, pay bills, order new checks, and pay bills (for a tax refund).

How to Check Routing Number on Check

How to See Your Bank of America Routing Number on a Check

To locate your Bank of America routing number on a check, here are the steps:

Examine the Bottom: Look at the bottom part of your check where you’ll find a set of numbers.

Identify the Routing Number: Among these numbers, there’s a specific nine-digit sequence, and that’s your Bank of America routing number.

Take Note: Make sure to write down or remember this routing number because it’s essential for various financial transactions like setting up direct deposits, making electronic payments, or wiring money.

Keep in mind that the routing number may vary depending on your location or the type of account you have, so always use the one that’s right for your specific situation.

What purposes do routing numbers serve?

Routing numbers play a crucial role in various financial transactions. They come into play when you want to set up convenient services like direct deposits or automatic bill payments from your Bank of America account. Additionally, routing numbers are essential for receiving payments, such as your salary or retirement income, directly into your account. When you need to deposit a check, these numbers also come into play. Furthermore, if you’re looking to make domestic wire transfers or ACH payments within the United States, having the correct routing number is vital for ensuring your transactions go smoothly.

Which routing number for TD Bank should be selected?

The routing number you require will vary based on the type of transaction. For instance, you could need a specific number for ACH transfers and another for arranging automatic bill payments.

Banks can have multiple routing numbers, but these numbers are exclusive to each bank and are not shared with other banks. This system ensures that your payment reaches the intended destination without any confusion.

Bank of America Routing Numbers for ACH Payments:

ACH routing numbers are used for electronic transfers and withdrawals. 

You’ll need the ACH Routing Number when sending an ACH transfer to any Bank of America Credit Union account.

 The Bank of America Routing Number for ACH payment is 026009593.

Type of Fund Transfer Bank of America Routing Number
Domestic Electronic Transfer 026009593

When Routing Number is Required?

You may easily carry out a range of banking operations if you understand what a routing number is and where to locate it.
Numerous routine financial operations involve routing numbers such as:

  1. Requesting your employer to set up direct deposit for your paycheck.
  2. Enabling direct deposit for government funds such as Social Security.
  3. Establishing an online bill payment schedule.
  4. Process checking.
  5. Transferring money by Fund Transfer or ACH Payment.
  6. Registering for peer-to-peer payment systems like PayPal or Venmo.
  7. Initiating transfers between your accounts at various banks.
  8. Making telephone payments from your bank account.
  9. Changing check orders.
Bank Wire Transfer Routing Number

How to Find Bank of America Routing Number?

There are different ways to trace the Bank of America routing number:

1-Routing Number on Bank of America Mobile App: The fastest and easiest way to find the Bank of America Routing Number is to use Bank of America Mobile App You can also find the routing number by following these directions:

  • Login to your account and select the required account.
  • Select the Account Information from the Account Options.
  • Here you can find the last four digits of your account number which links to the full account number and the routing number.
How to find Routing Number on Mobile App
Find your Routing Number via Online Banking

2-Bank of America Routing Number via Online Banking: 

  • By entering into Bank of America online banking and selecting the correct account, you can get your routing number there.
  • The account title, the last four digits of your account number, and the Bank of America Routing Number are all visible in the top box.

3-Bank of America Routing Number on Monthly Statement:

  • The top right corner of your monthly statement has your Bank of America Routing Number.
  • With e-statements, you can guarantee that your monthly statement is always available to you.
Find Routing Number on Monthly Statement
Routing Number on Check Book

4-Bank of America Routing Number on  Check Book:

  • The nine-digit number printed in the bottom left corner of every check is the Bank of America Routing Number.

5-On this page and on Website of Federal Reserve:

Bank of America routing number for checking accounts and Fund transfers is listed on this page and on Website of The Federal Reserve.

Website of Federal Reserve

Related: If you’re seeking help with forming a business or establishing a business entity, please see our  business entity setup services. Moreover, if you’re interested in learning how to start an LLC, don’t forget to check out our dedicated LLC page.

Frequently Asked Questions

Is the Number on Your ATM Debit Card a Routing Number?

No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.  

Is a Routing Number Confidential?

No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools.  However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.

Is my IBAN the same as my SWIFT code?

No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.

How do I find my Bank of America Routing number?

You can locate your Bank of America routing number on your check (typically situated in the lower left corner), on a statement provided by the bank, or through the bank’s online and mobile app services.

Why do I need a routing number?

You require a routing number for essential financial tasks, including direct deposits, automatic bill payments, receiving payments, depositing checks, and conducting domestic wire transfers or ACH payments. This number serves as a vital identifier for your bank, guaranteeing that funds are directed accurately.

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