Capital Readiness Assessment (Advisory-Level Outcomes)
This assessment is educational + preparatory only. It is not a loan application, credit decision, or approval. Results are estimates based on your inputs and common lender/funder screening criteria.
Limited-time: $147 (normally $197)
Wise Capital Readiness System™ Calibrated Across 200,000+ Underwriting Scenarios
Get your best-fit funding path + a lender-ready action plan in minutes.
Institutional-Grade Modeling Engine Modeled against SBA, bank, investor, and capital-market screening standards.
Unlock your Capital Readiness Report™
Complete the questionnaire now — you’ll see a preview, then you can unlock the full PDF-ready report.
Includes lender-ready packaging checklist • 30–60 day fix plan • route rankings • suggested sources
Full report includes: visual route rankings, underwriting blockers, lender-ready checklist, payment/capacity estimates, 30–60 day fix plan, and suggested sources. The $147 fee is 100% applied toward your business plan.
After purchase: you’ll have — scenario runs to compare funding amount/injection/use-of-funds.
Payment & Capacity (Estimates)
Full breakdown unlocks (monthly payment, affordability, assumptions).
Est. Monthly Payment
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Based on your terms inputs
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Est. Affordable Loan Amount
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Using cash flow + comfort buffer
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Momentum Upgrades (If Missing)
These reduce “shell business” risk and strengthen confidence.
30–60 Day Fix Plan
Prioritized checklist to move your file to the next level.
Funding Route Rankings (Top 5)
Most realistic routes based on your inputs today.
Suggested Funding Sources (Based on Your Outcomes)
Example sources aligned to your top route(s). Not a referral or guarantee of approval.
Note: If you have stacked Merchant Cash Advances (MCA), many banks/SBA lenders may pause until MCA exposure is resolved. Use fast capital only with a clear refinance/exit plan.
Disclaimer: Advisory and preparatory only. Not a loan application, underwriting decision, investment advice, legal advice, or USCIS adjudication guidance. Results are estimates based on user inputs and typical screening criteria.
Wise Business Plans® • wisebusinessplans.com • (800) 496-1056