Regions Bank Routing Number

No. The number on an ATM debit card is not a routing number. Debit cards and credit cards don’t use routing numbers. The financial institution links the ATM debit card to your bank account through its banking system.  

No. All bank account holders with accounts set up in the same area have the same routing number. Routing numbers are readily available through online lookup tools.  However, a bank account number should be considered confidential to avoid fraud resulting in the loss of funds. Treat a bank account number with the same degree of confidentiality as a Social Security Number.

No, your IBAN code and SWIFT code are different. Your IBAN identifies the individual bank account you’re using to make your overseas transfer, whereas your SWIFT is much shorter and used to identify a specific bank to verify international payments.

If you have a US bank account, you’ll need your routing number for every transfer and if it’s international, you’ll also need your SWIFT code.

To send an ACH transfer to a Regions Bank account, you must include the ACH routing number. When making a domestic ACH transfer, please use the ACH routing number 062005690.

Routing numbers and SWIFT codes may seem similar, but they serve distinct roles. In the United States, 9-digit ABA routing numbers identify banks, making domestic payments more straightforward. In contrast, SWIFT codes are used to identify bank branches for international transactions.

To transfer money to a specific account, you use an IBAN code. In the United States, routing numbers are used for domestic transfers, and SWIFT codes are used for international transfers; IBANs are not used in the US.

Most countries use IBANs to receive international payments at their banks. Yet, when sending money to a US account from abroad, you’ll need to include the Routing Number for the transfer to be successful.